Title Companies

Florida title insurance agencies handling real-estate closings, escrow, deed recording, and title insurance for Miami-Dade transactions.

What do Title Companies do in Miami?

A title company researches a property's ownership history, issues title insurance, and acts as the neutral closing/escrow agent for Florida real estate transactions. They clear liens and defects so the buyer receives clear, insurable title and the seller is paid at closing.

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Frequently asked questions

What does a title company do at a Florida closing?

It runs a title search, resolves liens or claims, issues the owner's and lender's title insurance policies, holds funds in escrow, prepares the settlement statement, and records the deed with the county.

How do I verify a title company?

Title insurance in Florida is regulated by the Department of Financial Services (DFS). Confirm the company and its agents are licensed, and that it is appointed by a reputable underwriter. Ask which underwriter backs the policy.

Who picks the title company — buyer or seller?

In Florida it is negotiable and set in the purchase contract; the party paying for the owner's policy commonly chooses. Both sides should be comfortable with a neutral, licensed closing agent.

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